但我们调研和讨论的无主金融资产则是指“有名义权利人但长期不动，无法确定权利人是否身故及是否有继承人”的情形。因缺乏对无主金融账户和金融资产的界定标准以及可操作的认定流程，实践中鲜有成功案例。
Stil, Teresa Ghilarducci, a professor of economics at The New School and one of the economists behind Trump’s 401(k) plan, said in a recent interview with Fortune many low-income earners who have been sidelined from retirement plans for years doubt the payoff of a 401(k).
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